Fixed Deposit Calculator
Calculate Maturity Amount & Interest Earnings
Use our FD Calculator to estimate your maturity amount with different interest payout frequencies. Compare quarterly, monthly and cumulative FD options.
FD CALCULATOR
Fixed Deposit (FD) - Complete Guide
A Fixed Deposit (FD) is one of the safest and most popular investment options in India, offered by banks and NBFCs. It provides guaranteed returns with minimal risk, making it ideal for conservative investors.
Tips for Better FD Returns
- Compare interest rates across banks before investing
- Consider cumulative FDs for long-term investments (interest compounds quarterly)
- Ladder your FDs by splitting amount across different tenures
- Check for special FD schemes during festivals (often offer higher rates)
- Consider corporate FDs for higher returns (but assess credit risk)
- Reinvest matured FDs to benefit from compounding